What is a payment system?
Payment system gateway is an online service. It helps users to safely purchase goods online. Through this process, a user can buy things online with a payment system-enabled merchant’s account. The payment system is similar to electronic funds transfer at a point of sale (EFTPOS). The system helps app users to make digital fund transfer. It also helps to buy things safely and quickly. The Android and iOS apps ensure that businesses can accept payment simply through the payment gateway system. which payment gateway system is better for business read this and ensure you BEST PAYMENT GATEWAYS IN INDIA.
You can easily add a payment system to an app or website by following this method.
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Payment system method for app or website
In the beginning, the creator should decide is to select which method of payment system they will offer their client. With accepting credit cards, they should consider other payment systems. For example, Google Pay for Android and Apple Pay for iOS is very important. Adding more choices by Venmo, PayPal, Paytm, etc will give your client more options to choose from. Your aim should be to integrate the best payment system for your app or website. The payment will also provide your customer with a great experience.
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Solution of payment system-official website
In the second step, you will learn the details of the different payment systems. Details can be found on the website of the provider. You can learn about the payment gateway by looking at offered services. Client reviews and previous experience of others will also give you more details. You should make a comparison between two or more companies and choose the best. Before signing to a company use should see the pros and cons. Few things to keep in mind are a variety of payment methods, security, number of implemented projects, etc.
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Register of a merchant account for the integration of the payment system
Now it is time to find code samples, guidance, and libraries for both the server-side and client-side. You have to make your developers acquainted with SDKs. This will help them to support the teaching needs of integrating the payment system.
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Technical research and preparing for the integration of payment system
After choosing the provider the next step is to research. The creator needs to discuss the terms of the partnership and ask questions that will help you. One should start forming a group with various analysts and developers of the same. This grouping will help in the process of integrating the payment system and choosing the final result.
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Coding and integration of payment system
Complete the procedure by submitting the legal part which is the most important and final step. You along with the company need to draw an agreement covering overall conditions, fees, term duration, etc. These steps will help the developers to start the payment system integration process.
Things to consider before the integration of payment gateway system:
- Merchant account
- An integrated gateway
- Payment request API
- Security certification
- Ease of implementation
How to add payment system in IOS app or website
This can be achieved through 4 easy steps:
- Applying Braintree iOS SDK is the main way to start the integrating payment system. The Braintree iOS will help to pay through Apple Pay, PayPal with a credit card. Cocoa Pods and Carthage can be used as they work with Braintree iOS SDK.
- Now you need to use to add Drop-in UI for integration of the payments system. It is a simple way to accept payment. Feature programming experience can be delivered with just a few lines of code. The team can easily customize UI. Through this process, it can easily tokenize data later. Tokenization of keys allows the client to purchase data directly.
- Third next step is to test run. Sandbox API credentials tripwire test iOS payment system integration. The public and private keys will easily help obtain a Braintree sandbox account.
- Finally, it is to send the purchasing method nonce to the server. The purchasing method nonce will be added to make the transaction.
How to add payment system integration in the Android app four steps that will make the integration of the payment system much easier.
- Similar to iOS Braintree Android SDK is used. If you have to include Braintree using the build system like Gradle or Maven.
- Similar to iOS you have to introduce Drop-in UI.
- Third next step is to run testing.
- Finally, the last, step is to send the purchasing method nonce to the server. The final step is to in the transition by the server. System integration hybrid app
- Payment system integration for the hybrid app is developed with lonic. Cordova or lonic native plugins have to be installed by the developers.
- Drop-in UI has to be introduced for both IOS and Android. The most important step is to link each platform along with meeting the requirements.
- Complete the Gateway integration and tested the security patches and native plugins.
- Sending the purchasing method to the server is the last step. The Braintree client-side UI can generate payment nonce.
Some of the most popular mobile app payment systems are
- Stripe: 2.9% + 30 cent for each successful card charge
- Square: 2.7% for transaction, 3.5% +15 cent per in-person payment
- PayPal: $0.10 per transaction.